Chase Bank is one the largest U.S. financial institutions and offers a range of services and products. They provide financial solutions for individuals, families and businesses, including checking, savings and credit cards, investments, loans, and credit cards.
They are owned by JPMorgan, one of the biggest banks in the world. They offer great rates and a mobile app. They also have plenty of branches nationwide, which makes them a good choice for consumers who want easy access to their accounts.
Chase Total Checking is an interest-bearing account that offers no service fees and a minimum of $1500. However, you'll be charged a fee of $12 every month if you don't maintain a minimum balance of $550. To avoid this fee, you must maintain a daily balance of at least $50 by the end of the business day. You can avoid this fee by making a transfer from another bank or savings account to your Chase Total Checking account.
The Chase Mobile App allows you to access your account and make payment. It allows you to make recurring payments, set-up direct deposits, and use any Chase ATM with your debit card. It also includes a feedback button so that you can share your experience.
Chase also has its own website. While it is not as user-friendly as the competition, it does offer some basic information on the different products. It lists the types of savings and checking account, along with the APYs and how much interest they can earn.
The Chase Mobile App's most striking feature is its digital banking capabilities. You can access your account from any smartphone or tablet, and make and receive payments with your card.
Chase's online portal for customers is simple to use, and a good starting point. You can also pay more than your monthly allowance using other local services, but there are not any out-of network ATMs.
Chase has had its fair share of scandals involving consumers in the past. You might want to be careful. The company is known for its strong reputation in private client services. They are also regulated through the Financial Services Compensation Scheme. (FSCS) provides protection for customer deposits upto PS85,000, though this is unlikely to be covered.
Chase is not the most well-known bank but they have some interesting features. This includes the ability to earn cash back rewards for using your credit cards. This is especially important if your frequent travels abroad are frequent. The Chase mobile app can be used to make payments or deposit checks using your smartphone or tablet.
Chase's customer service is surprisingly decent. Although they don't have the best customer reviews, they are willing to listen to and respond to your concerns, and the representative you're assigned will be quick to deal with small problems.